Wilson Bank Holding Company filed a Form 8-K on October 9, 2026, reporting financial results and operational updates for the first nine months of 2026. The filing includes a Shareholder Letter detailing the company’s performance metrics as of September 30, 2026.
According to the Shareholder Letter, the company’s total assets as of September 30, 2026, were $6.116 billion. This represents an increase of $237.2 million, or 4.0%, compared to December 31, 2025. The company’s loan portfolio totaled $4.550 billion, an increase of $199.1 million, or 4.6%, over the same period. Deposits stood at $5.449 billion, up $204.8 million, or 3.9%, from the prior year-end.
Shareholder equity was reported at $599.4 million as of September 30, 2026, reflecting an increase of $17.7 million, or 3.0%, from December 31, 2025. Net income for the nine months ended September 30, 2026, was $65.3 million. This figure is an increase of $11.9 million, or 22.4%, compared to the same period in 2025. Earnings per diluted share for the nine-month period ended September 30, 2026, were $5.29, compared to $4.43 for the nine months ended September 30, 2025, representing a 19.4% increase.
The company also disclosed that the latest trading price for its common stock was $85.00 per share. Wilson Bank & Trust noted that it received recognition from Forbes in September 2026, being named to the Forbes 50 Best Banks in America list. Additionally, the company was ranked among the Top 25 Performing Banks in the Nation in the $2 billion to $10 billion asset category by American Banker based on 2025 financial performance.
In terms of market share, FDIC deposit market share data as of June 30, 2026, indicates that Wilson Bank & Trust holds the #1 deposit market share position in Wilson, Trousdale, and DeKalb counties, the #2 position in Rutherford and Smith counties, and a Top 5 position in both Sumner and Putnam counties.
The company also provided an update on its physical expansion, noting that construction is progressing on a new full-service location at Sewart's Landing in Smyrna. The office is expected to open in early 2027, becoming the company’s 33rd full-service location and its sixth in Rutherford County.
