Synchrony Card Issuance Trust, in conjunction with Synchrony Card Funding, LLC and Synchrony Bank, has entered into an underwriting agreement dated November 9, 2026. The agreement, known as the Class A(2026-3) Underwriting Agreement, was executed among the Trust, Synchrony Card Funding, LLC, Synchrony Bank, BofA Securities, Inc., Barclays Capital Inc., and Wells Fargo Securities, LLC.
The agreement pertains to the issuance of Class A(2026-3) Notes by the Trust. These notes are issued pursuant to an Amended and Restated Master Indenture, dated May 1, 2018, supplemented by the SynchronySeries Indenture Supplement, dated September 26, 2018. The Bank of New York Mellon serves as the indenture trustee for these transactions.
Additional documents are expected to be finalized on or around November 16, 2026. The Trust and the indenture trustee intend to enter into the Class A(2026-3) Terms Document on that date. Separately, the Trust, Synchrony Card Funding, LLC, and Synchrony Bank intend to enter into a Risk Retention Agreement regarding the Class A(2026-3) Notes.
The filing includes several exhibits, including the Underwriting Agreement, the unexecuted Terms Document, the unexecuted Risk Retention Agreement, and legal opinions from Mayer Brown LLP regarding the legality and federal tax matters of the notes. A certification from Christopher Coffey, Vice President of Synchrony Card Funding, LLC, is also filed in connection with the offering.
