Schaeffer Financial LLC filed a Form 13F-HR with the Securities and Exchange Commission on October 23, 2026, disclosing the firm’s equity holdings as of the close of business on September 30, 2026. The filing, which lists the firm’s principal executive office at 4612 Great Oak Road in Rockville, Maryland, serves as a public record of the investment positions managed by the firm.
The portfolio is heavily weighted toward exchange-traded funds (ETFs) and index funds, with the majority of the disclosed positions held in a single security. The top holding is the Schwab Strategic Trust U.S. Dividend Equity ETF, in which Schaeffer Financial holds 495,667 shares. This is followed by the Schwab Strategic Trust U.S. Broad Market ETF, with 905,716 shares. The firm also holds significant positions in the Schwab Strategic Trust U.S. Large-Cap Growth ETF (445,670 shares) and the Schwab Strategic Trust U.S. Large-Cap Value ETF (66,488 shares).
Among individual equities, Microsoft Corporation is the largest holding, with 2,344 shares. Other individual stock positions include Apple Inc. (1,183 shares), Alphabet Inc. Class A (600 shares), and JPMorgan Chase & Co. (798 shares). The filing also lists positions in Caterpillar Inc. (458 shares), Costco Wholesale Corporation (493 shares), and ExxonMobil Holdings Corp. (6,383 shares).
The portfolio includes a variety of other ETFs and index funds, including the Schwab Strategic Trust U.S. Mid-Cap ETF (151,344 shares), the Schwab Strategic Trust Emerging Market Equity ETF (9,956 shares), and various Vanguard and SPDR funds tracking global, international, and fixed-income indices. The filing reports that all positions are held in a Sole capacity with no shared voting or dispositive rights.
