RCS Financial Planning, LLC has filed a Form 13F-HR with the U.S. Securities and Exchange Commission, disclosing the firm's equity holdings as of September 30, 2026. The filing identifies Thaddeus Toal as the President of the firm, which is headquartered at 130 Admiral Cochran Drive, Suite 200-A, in Annapolis, Maryland.
The report lists a total of 88 equity securities held by the firm. The portfolio is heavily weighted toward exchange-traded funds (ETFs) and index funds, with significant positions in large-cap U.S. and international equity funds, as well as fixed-income and municipal bond ETFs.
Among the largest individual holdings disclosed are Dimensional ETF Trust funds, including the International Small Cap Value ETF, which is listed with 7,251,400 shares. The portfolio also includes substantial positions in the Vanguard Morningstar Large Cap Growth ETF (3,032,334 shares) and the Vanguard Morningstar Small Cap Value ETF (207,234 shares). In the fixed-income sector, the Schwab Strategic Trust 5-10 Year Corporate Bond ETF is listed with 4,051,845 shares, while the iShares Core S&P Total Stock Market ETF is held with 2,339,77 shares.
The filing indicates that all positions are held in a 'SOLE' voting capacity, meaning the firm does not share voting rights with other parties.
