Pillar Financial Advisors, LLC has filed its Form 13F-HR, disclosing its equity holdings as of the close of business on September 30, 2026. The filing lists Robert W. DeRossett as the Chief Financial Officer and Chief Operating Officer responsible for the report. The firm’s principal place of business is located at 3046 Breckenridge Lane, Suite 104, in Louisville, Kentucky.

The report details a portfolio consisting of 113 individual equity positions. The largest holding by number of shares is Dimensional ETF Trust’s International Small Cap Value ETF, which comprises 3,903 shares. The firm also holds significant positions in Dimensional ETF Trust’s US Small Cap ETF (2,967 shares) and US Large Cap Value ETF (351 shares). Other notable individual stock positions include Airbnb Inc. Class A (35 shares), Angel Studios Inc. Class A (385 shares), and Dropbox Inc. Class A (100 shares).

The portfolio is heavily diversified across various asset classes and sectors through exchange-traded funds. Major allocations include Dimensional ETF Trust’s Ultra Fixed Income ETF (508,190 shares), Vanguard Index Funds Morningstar Large Cap Value ETF (15,559 shares), and Vanguard Index Funds Morningstar Small Cap Value ETF (12,974 shares). The filing also lists positions in Vanguard Index Funds Morningstar Small Cap Growth ETF (8,763 shares), Vanguard Index Funds Morningstar Total Stock Market ETF (1,333 shares), and Vanguard Index Funds Morningstar Large Cap ETF (353 shares).

Bond and fixed income exposure is represented by Vanguard Bond Index Funds, including the Vanguard Ultra-Short Bond ETF (7,036 shares) and the Vanguard Intermediate Term Bond Index Fund (23,069 shares). The portfolio also includes exposure to real estate investment trusts (REITs) through Vanguard Index Funds Morningstar Small Cap ETF (1,613 shares) and Schwab Strategic Trust US REIT ETF (365 shares).