Pearl Planning LLC filed a Form 13F-HR with the Securities and Exchange Commission on October 13, 2026, disclosing equity holdings as of September 30, 2026. The filing reports that the firm held 61 separate equity securities at the end of the reporting period.
The portfolio is heavily weighted toward large-cap technology and exchange-traded funds (ETFs). The top individual stock holding is Alphabet Inc., which appears in two listings: Class C shares and Class A shares. Pearl Planning holds 643 shares of Alphabet Class C and 1,212 shares of Alphabet Class A. Other major individual stock positions include Amazon.com Inc., with 3,242 shares; Apple Inc., with 3,004 shares; Microsoft Corporation, with 1,501 shares; and NVIDIA Corporation, with 3,430 shares.
A significant portion of the portfolio is allocated to ETFs. The firm holds substantial positions in the Vanguard S&P 500 ETF Shares (49,450 shares), the Vanguard MSCI Emerging Markets Stock ETF (188,109 shares), and the Vanguard MSCI Total Stock Market ETF (326,778 shares). Other notable ETF holdings include the Invesco Exchange Traded Fund Trust II Nasdaq 100 ETF (26,391 shares), the iShares Core Dividend Growth ETF (129,066 shares), and various other bond and sector-specific funds, including the J.P. Morgan Exchange Traded Fund Income ETF (418,492 shares) and the Vanguard Short-Term Bond ETF (54,745 shares).
