Navient Holdings, Inc. filed a Current Report on Form 8-K with the U.S. Securities and Exchange Commission on November 2, 2026, announcing a corporate restructuring involving the distribution of a subsidiary.

The company reported the execution of a Distribution Agreement dated November 2, 2026, between Navient LLC, a Delaware limited liability company, and Navient Holdings, a Delaware corporation. Under the terms of this agreement, Navient LLC distributed all issued and outstanding capital stock of E Parent, Inc. to Navient Holdings.

The filing states that the foregoing description of the Distribution Agreement is a summary and is subject to the full text of the agreement, which is included as Exhibit 10.1 to the report. The report also includes the cover page for the filing.