loanDepot, Inc. has entered into a Master Repurchase Agreement with Nomura Corporate Funding Americas, LLC. The agreement was executed on October 2, 2026, by loanDepot.com, LLC, the company's seller and servicer, and its wholly-owned subsidiary, loanDepot Multi Asset NC, LLC.
Under the terms of the agreement, loanDepot may sell residential mortgage loans to Nomura, with the option to repurchase them at a later date. The agreement also allows for the sale of interests in real estate owned properties, subject to certain conditions precedent.
The Master Repurchase Agreement establishes an aggregate uncommitted financing facility of up to $125 million. The agreement is set to expire on September 30, 2027, unless it is extended or terminated earlier according to the specific terms outlined in the contract.
The agreement includes customary representations, warranties, covenants, conditions precedent to funding, events of default, and indemnities. The filing notes that if an event of default occurs, Nomura may terminate the financing and accelerate the repurchase of assets sold under the agreement, requiring them to be paid immediately at the repurchase price.
Exhibit 10.1, which contains the full text of the Master Repurchase Agreement, is attached to the filing.