Hope Bancorp, Inc. reported unaudited financial results for the third quarter and nine months ended September 30, 2026. The company reported net income of $35.6 million for the third quarter of 2026, representing an 8% increase from the second quarter of 2026 and a 16% increase from the third quarter of 2025. Earnings per diluted common share were $0.28 for the third quarter of 2026.
Net interest income for the quarter totaled $135.4 million, an increase of $6.4 million or 5% from the previous quarter. The net interest margin expanded to 3.02%, up six basis points from the second quarter of 2026. This expansion was driven by higher earning asset yields and a favorable shift in the funding mix. Noninterest income increased to $22.1 million, up 17% from the prior quarter, driven by growth in customer fees and gains on the sale of Small Business Administration (SBA) loans.
Noninterest expense for the third quarter was $102.8 million, up 4% from the prior quarter. The efficiency ratio improved to 65.3%, down from 66.6% in the second quarter. Total assets at September 30, 2026, were $19.19 billion, while gross loans totaled $15.12 billion. Deposits increased to $16.12 billion. The company’s capital ratios remained strong, with the Common Equity Tier 1 ratio at 12.93% and the Total Capital Ratio at 13.92%.
On October 28, 2026, the Board of Directors declared a quarterly cash dividend of $0.14 per common share. The dividend is payable on or about November 20, 2026, to stockholders of record as of the close of business on November 7, 2026.
