Health In Tech, Inc. filed a Current Report on Form 8-K with the Securities and Exchange Commission on November 12, 2026, to disclose an investor presentation. The filing indicates that officers and representatives of the company intend to use the materials at upcoming conferences and meetings.
The attached exhibit, labeled Exhibit 99.1, outlines the company's business model as an AI-enabled marketplace. Health In Tech describes its platform as designed to connect brokers, third-party administrators (TPAs), managing general underwriters (MGUs), and insurance carriers. The stated purpose of the platform is to simplify the design, underwriting, quoting, and placement of customized self-funded health plans for employers.
The presentation highlights four distinct offerings within the company's portfolio:
- 1-Year Rate Product: A one-year self-funded health plan featuring stop-loss protection, utilizing proprietary tools for plan design and underwriting.
- 3-Year Rate Stabilization Program: A multi-year self-funded plan designed to lock in rates for three years to provide budget certainty.
- HitRix: A workflow platform intended to streamline the placement of stop-loss insurance, offering end-to-end quotation and binding capabilities.
- HitChain: A blockchain-based platform intended to facilitate claims administration and settlement between providers, TPAs, and payers.
The filing notes that the company operates in a market with significant penetration gaps, particularly for small businesses. It cites data suggesting that self-funded healthcare plans can offer 15% to 20% in estimated savings compared to fully insured plans. The presentation claims that the company's proprietary software, eDIYBS, can generate bindable quotes in approximately two minutes for employer groups of 10 to 100 employees, compared to approximately 12 days for legacy processes.
The exhibit includes standard disclaimers stating that the information has not been independently verified and that the company uses non-GAAP financial measures. It also includes forward-looking statements regarding the company's potential operational results, financial condition, and growth opportunities, noting that actual results may differ due to various risks and uncertainties.
