General Motors Financial Company, Inc. announced its operating results for the quarter ended September 30, 2026, in a press release dated October 20, 2026. The company reported net income of $487 million for the third quarter of 2026, a decrease from the $589 million reported in the same period of the previous year.
For the nine months ended September 30, 2026, net income totaled $1.4 billion, compared to $1.6 billion for the first nine months of 2025. The company’s total revenue for the third quarter was $4.3 billion, driven by finance charge income of $2.1 billion and leased vehicle income of $1.9 billion.
GM Financial reported retail loan originations of $9.9 billion for the quarter, compared to $10.0 billion in the prior quarter and $8.8 billion in the third quarter of 2025. Operating lease originations for the quarter were $3.7 billion, down from $4.1 billion in the prior quarter and $5.0 billion in the third quarter of 2025.
As of September 30, 2026, the company had earning assets of $126.9 billion. The outstanding balance of retail finance receivables was $76.7 billion, while the balance of commercial finance receivables was $18.0 billion. The company’s total available liquidity stood at $28.0 billion at the end of the quarter.
Regarding credit quality, retail finance receivables that were 31 to 60 days delinquent represented 2.6% of the portfolio, while accounts more than 60 days delinquent represented 1.0%. Annualized net charge-offs were 1.6% of average retail finance receivables for the quarter.
