On October 20, 2026, RoboCent, Inc., a wholly owned subsidiary of FullPAC, Inc., entered into a fifth Loan Agreement with Stripe Servicing, Inc. and Lead Bank under the Stripe Capital Program. The agreement, dated October 20, 2026, provides a loan amount of $250,000 with a fixed fee of $34,250, resulting in a total repayment amount of $284,250. The loan was funded on the same day.
The Fifth Stripe Capital Loan is secured by RoboCent’s receivables processed through Stripe, its Stripe account, and related assets. Repayment is structured by withholding 11.8% of client payments processed through the Stripe platform, beginning October 27, 2026. The agreement includes minimum payments of $31,583.34 every 60 days, with any remaining balance due no later than April 19, 2028. The fixed fee is not reduced by early repayment, though Stripe may waive a portion at its discretion.
As part of the transaction, RoboCent refinanced the remaining balance of its Fourth Stripe Capital Loan, which was $88,759, into the new agreement. This refinancing resulted in net cash proceeds to RoboCent of approximately $161,241. The company intends to use these net proceeds for working capital purposes.
In a separate event on October 21, 2026, FullPAC repaid in full a $300,000 principal amount of a secured promissory note issued to SEG Opportunity Fund, LLC on September 15, 2026. The repayment was funded with a portion of the net proceeds from the Fifth Stripe Capital Loan and cash generated from operations.
