FirstCash Holdings, Inc. filed a Current Report on Form 8-K with the Securities and Exchange Commission on November 2, 2026, to disclose the availability of its most recent investor presentation. The document, furnished as Exhibit 99.1 to the filing, is accessible via the company’s corporate website and details the company’s financial performance and strategic outlook as of the third quarter of 2026.
According to the presentation, FirstCash reported a revenue increase of 18% year-over-year to $4.3 billion for the trailing twelve months ended September 30, 2026. The company reported GAAP net income of $406 million and adjusted net income of $462 million. Adjusted figures for the same period showed an 18% increase in adjusted EBITDA to $835 million and adjusted free cash flow of $393 million.
The filing outlines the company’s global growth strategy, which is divided into three engines: U.S. Core Stability, Latin American Expansion, and the United Kingdom. As of September 30, 2026, FirstCash operates more than 3,300 retail pawn locations across 29 U.S. states, the District of Columbia, four Latin American countries, and the United Kingdom. The company notes that the pawn segment accounts for approximately 90% of its earnings as of the same date.
The presentation highlights the company’s history of shareholder returns since its merger with Cash America in 2016. As of October 31, 2026, FirstCash has executed $1.4 billion in stock buybacks and paid $547 million in dividends since that merger. The company also discusses its acquisition of H&T, the largest pawnbroker in the U.K., completed in 2025, and its pending acquisition of Ramsdens Holdings PLC.
The document includes a forward-looking statement section outlining various risks associated with the business, including regulatory uncertainty, the ability to integrate acquisitions, changes in consumer behavior, and economic conditions in the U.S., Latin America, and the U.K.
