First Financial Corporation, Inc. (THFF) filed a Current Report on Form 8-K dated September 4, 2026, disclosing that its President and Chief Executive Officer, Norman D. Lowery, and other senior executives will participate in the Raymond James U.S. Bank and Banking on Tech Conferences on September 9, 2026. The company attached a presentation dated September 4, 2026, as Exhibit 99.1, which provides an overview of the company’s financial condition and business strategy.
The presentation details the company’s operational footprint, which consists of 90 locations across five states: 75 full-service banking centers, 6 limited-service banking centers, and 9 loan production offices. As of June 30, 2026, First Financial Corporation reported total assets of $6.2 billion and $2.2 billion in trust and assets under management. The company was established in 1984 and serves as Indiana’s first multi-bank holding company, with its primary subsidiary, First Financial Bank, founded in 1834.
Financial metrics highlighted in the filing include a tangible book value of $46.98 as of June 30, 2026. The company reported strong capital ratios, with Total Risk Based Capital at 13.79% and Tier 1 Leverage Capital at 10.81% for the same period. The presentation also notes a 7-year compound annual growth rate (CAGR) for total loans of 10.891% and an earnings per share CAGR of 8.83%.
The loan portfolio composition as of June 30, 2026, is primarily commercial loans at 71.24%, followed by consumer loans at 20.72% and residential loans at 8.04%. The commercial loan portfolio is geographically distributed with 43.67% located in Indiana, 30.32% in Tennessee, and 9.28% in Kentucky. The filing also includes forward-looking statements regarding the company’s future performance and risks associated with economic conditions and interest rates.
