FB Financial Corporation filed a Current Report on Form 8-K with the Securities and Exchange Commission on September 21, 2026. The filing states that the company made available an investor presentation titled "September 2026 Fixed Income Investor Presentation" to be used by management during meetings with investors, analysts, and other interested parties.
The presentation, filed as Exhibit 99.1, is intended to supersede any previously filed investor presentation materials. The document contains forward-looking statements regarding the company's future plans, results, strategies, and expectations. The company cautions that actual results may differ materially from those expressed or implied by these statements due to various factors, including economic conditions, interest rate fluctuations, changes in government policy, increased competition, and the impact of technological changes.
The presentation outlines the offering of $100 million in fixed-to-floating rate subordinated notes due 2036. The notes are expected to carry a BBB (Stable) rating by Kroll Bond Rating Agency. The offering is being managed by Keefe, Bruyette & Woods, A Stifel Company. The company states that the proceeds from the offering will be used for general corporate purposes, including providing capital to FirstBank to support its growth.
The document also details the company's executive leadership, including Christopher T. Holmes, who serves as President and Chief Executive Officer of FB Financial and FirstBank. The presentation includes non-GAAP financial measures, such as adjusted net income and adjusted return on average assets, which are intended to facilitate period-to-period comparisons of the company's performance.
