On September 16, 2026, Exeter Finance LLC, EFCAR, LLC, and five specific Exeter Automobile Receivables trusts entered into a Capital Contribution Agreement. The filing details that the agreement was acknowledged and agreed to by Citibank, N.A., acting as the indenture trustee.
Under the terms of the agreement, EFCAR, LLC is permitted to make limited capital contributions to four specific trusts. The trusts eligible for these contributions are Exeter Automobile Receivables Trust 2022-2, Exeter Automobile Receivables Trust 2022-3, Exeter Automobile Receivables Trust 2022-4, and Exeter Automobile Receivables Trust 2022-5. The filing notes that EFCAR, LLC serves as the holder of the equity for each of these trusts.
The agreement was executed on September 15, 2026, and is formally listed as Exhibit 4.9 in the filing. The report was signed on September 21, 2026, by Michael Hayes, Assistant Vice President of EFCAR, LLC.
