Euronet Worldwide, Inc. reported financial results for the third quarter of 2026, filing an -K with the SEC on October 27, 2026. The company reported consolidated revenues of $1,161.1 million for the quarter, a 1% increase from the prior year period, though this figure represents a 3% increase on a constant currency basis.
Consolidated operating income was $171.6 million, a 12% decrease from the prior year. Adjusted operating income was $169.9 million, a 13% decrease. Net income attributable to Euronet was $113.6 million, or $2.53 diluted earnings per share, compared to $122.0 million, or $2.75 diluted earnings per share in the prior year. Adjusted earnings per share decreased 2% to $3.55.
Key highlights from the filing include:
- Digital Accelerators: Revenue from digital accelerators introduced at the company’s Investor Day increased 33% for the nine months ended September 30, 2026, representing 26% of year-to-date revenues.
- Share Repurchases: The company repurchased $50 million of common stock, or approximately 690,000 shares, during the quarter.
- ATM Network: The Payments Infrastructure segment reported 59,688 installed ATMs and 58,420 active ATMs as of September 30, 2026.
- Transactions: The epay segment processed 1,191 million transactions, while the Cross-Border Payments segment saw total digital transactions increase 34% to 8.1 million.
The company revised its 2026 outlook, now expecting approximately $4.375 billion of revenue, approximately $725 million of Adjusted EBITDA, and adjusted EPS growth of approximately 10%. This revision reflects immigration-related pressures within the Cross-Border Payments segment, broader global economic pressures, and FX conversion rate changes.
Balance sheet data shows total cash of $1,887.9 million as of September 30, 2026, and total indebtedness of $2,177.3 million. The company remains committed to reducing its debt balances to maintain its investment-grade credit rating.
