On October 13, 2026, EFCAR, LLC entered into a Capital Contribution Agreement with Exeter Finance LLC, Exeter Automobile Receivables Trust 2022-5, Exeter Automobile Receivables Trust 2022-6, and Citibank, N.A., acting as indenture trustee. The agreement allows EFCAR, LLC to make limited capital contributions to each of the Exeter Automobile Receivables Trusts 2022-5 and 2022-6.
Simultaneously, EFCAR, LLC, Exeter Holdings Trust 2022-6, Exeter Finance LLC, Exeter Automobile Receivables Trust 2022-6, and Citibank, N.A. entered into Amendment No. 2 to the Sale and Servicing Agreement. This amendment modifies the terms regarding the deposit of capital contributions into the Reserve Account and the withdrawal and application of those funds.
The registrant, EFCAR, LLC, is the depositor and registrant for the Exeter Automobile Receivables Trusts. The company’s principal executive offices are located at 2101 W. John Carpenter Freeway in Irving, Texas. The filing was signed by Michael Hayes, Assistant Vice President of EFCAR, LLC, on October 19, 2026.
