Consumer Portfolio Services, Inc. (Nasdaq: CPSS) filed a Current Report on Form 8-K with the Securities and Exchange Commission on November 13, 2026. The filing includes an update to the company’s investor presentation, which details its financial performance and operational metrics as of September 30, 2026.
The company reported a managed portfolio of $4.84 billion as of September 2026, marking the largest portfolio amount in its history. It maintains an active servicing footprint across 47 states and has completed 110 ABS (Asset-Backed Security) transactions, indicating deep access to institutional capital.
Regarding financial results, Consumer Portfolio Services reported a year-over-year increase in interest income to $129.1 million for the quarter ended September 30, 2026. The company also reported a diluted EPS of $0.30 for the same period. On the balance sheet, total assets grew to $4.83 billion, with finance receivables increasing to $4.62 billion.
The presentation highlights the company’s technology stack, which includes proprietary AI modeling engines and automated underwriting systems designed to serve over 13,000 approved dealers. The company noted a 109% year-over-year increase in auto contract purchases.
