Civista Bancshares, Inc. (NASDAQ: CIVB) has filed a Current Report on Form 8-K announcing its participation in the upcoming Piper Sandler Financial Services Conference. The event is scheduled for November 16 through November 18, 2026, in Miami, Florida. Members of the company’s executive leadership team will attend to discuss current banking trends, strategic growth initiatives, and the company’s long-term outlook.
The filing includes an exhibit (Exhibit 99.1) containing the Third Quarter 2026 Investor Presentation. According to the presentation, Civista Bancshares is a $4.3 billion financial holding company headquartered in Sandusky, Ohio. Its primary subsidiary, Civista Bank, was founded in 1884 and offers full-service banking, commercial lending, mortgage, and wealth management services. The bank operates 44 locations across Ohio, Southeastern Indiana, and Northern Kentucky, and also provides commercial equipment leasing services nationwide through its Civista Leasing and Finance Division.
The presentation details the company’s performance for the third quarter of 2026. Net income for the period was $16.0 million, representing a 25.5% year-over-year increase. Key financial metrics included a Net Interest Margin (NIM) of 3.93%, an ROAA of 1.48%, and an ROAE of 11.21%. The company reported total assets of $4.30 billion and total deposits of $3.48 billion.
Credit quality metrics remained stable, with a non-performing asset ratio of 0.64% and a net charge-off ratio of 0.06% (LTM). The company maintains a dividend payout ratio of 23.34%, with a quarterly dividend of $0.18 per share.
The filing also highlights Civista’s strategic positioning. The company notes it has been recognized as a top-performing bank, ranking #35 on the Forbes Best Banks list for 2025. The company emphasizes its disciplined capital deployment and a strategy focused on organic growth and opportunistic acquisitions. As of the third quarter of 2026, Civista has completed eight acquisitions since 2018, contributing to an 8% CAGR in total assets from 2020 to that date.
