Civista Bancshares, Inc. (NASDAQ: CIVB) filed a Current Report on Form 8-K dated September 18, 2026, announcing its participation at the Stephens 16th Annual Bank Forum. The conference is scheduled for September 23–24, 2026, at the Statehouse Convention Center in Little Rock, Arkansas. The company stated that members of its executive leadership team will attend to discuss current banking trends, strategic growth initiatives, and the company’s long-term outlook.
The filing includes an exhibit (Exhibit 99.1) containing the Second Quarter 2026 Investor Presentation. The presentation details the company’s financial performance and strategic positioning as of June 30, 2026. Civista Bancshares is a $4.3 billion financial holding company headquartered in Sandusky, Ohio. Its primary subsidiary, Civista Bank, was founded in 1884 and operates 44 locations across Ohio, Southeastern Indiana, and Northern Kentucky. The bank also offers commercial equipment leasing services through its Civista Leasing and Finance Division.
The presentation highlights several key financial metrics for the second quarter of 2026. Net Interest Margin (NIM) expanded 25 basis points year-over-year to 3.89%. Net income for the quarter was $14.3 million, representing a 30% increase compared to the same period in 2025. Return on Average Assets (ROAA) was 1.34%, while Return on Average Equity (ROAE) was 10.23%. The company reported a total assets balance of $4.29 billion and total deposits of $3.46 billion.
In terms of credit quality, the presentation notes a nonperforming loan percentage of 0.94% and a net charge-off ratio of 0.07% for the trailing twelve months. The company maintains a dividend payout ratio of 26.14%, with a dividend yield of 2.55%. The filing also references a capital raise of $75 million completed in July 2025.
