Capitol Federal Financial, Inc. (NASDAQ: CFFN) announced preliminary results for the quarter and fiscal year ended September 30, 2026. The company reported net income of $22.4 million for the fourth quarter of fiscal year 2026, compared to $23.6 million for the prior quarter. For the full fiscal year 2026, net income totaled $86.4 million, an increase from $68.0 million in fiscal year 2025.
For the quarter ended September 30, 2026, total assets stood at $9.67 billion, with stockholders' equity reported at $1.01 billion. Net interest income for the quarter was $54.8 million, representing an increase of $1.3 million compared to the prior quarter. The net interest margin expanded by eight basis points to 2.39%.
Capitol Federal noted that the growth in net interest income and margin was driven primarily by the continued expansion of its commercial loan portfolio. During the current quarter, commercial loans grew by $111.8 million, bringing the total outstanding balance to $2.58 billion as of September 30, 2026. This represents a 22.2% increase since September 30, 2025.
Funding sources also shifted during fiscal year 2026. Deposits grew by $267.7 million, while borrowings decreased by $335.3 million. The company repurchased 2,512,196 shares of common stock between July 1, 2026, and October 23, 2026, at an average price of $8.74 per share.
The company declared a cash dividend of $0.085 per share on outstanding common stock. This dividend is payable on November 20, 2026, to stockholders of record as of the close of business on November 6, 2026.
