Capital One Financial Corporation filed a Current Report on Form 8-K dated September 14, 2026, to disclose monthly charge-off and delinquency metrics as of and for the month ended August 31, 2026.
The filing provides specific data regarding the company's loan portfolio, broken down by credit card and consumer banking auto loans. For the credit card category, the average loans held for investment during the period were $260.642 billion, with period-end loans totaling $257.499 billion. The company reported net charge-offs of $892 million, which represents an annualized net charge-off rate of 4.16 percent. Additionally, the filing notes 30+ day performing delinquencies of $9.297 billion, corresponding to a rate of 3.57 percent. Nonperforming loans were listed as not applicable for this category.
For the consumer banking auto loan segment, the average loans held for investment were $91.886 billion, with period-end loans totaling $91.228 billion. The company reported net charge-offs of $126 million, resulting in an annualized net charge-off rate of 1.66 percent. The filing also lists 30+ day performing delinquencies of $4.171 billion, with a rate of 4.54 percent, and nonperforming loans of $572 million, which carries a rate of 0.62 percent.
