Bread Financial Holdings, Inc. provided a performance update for the month ended August 31, 2026, disclosing specific credit metrics in a press release dated September 15, 2026. The company reported that the end-of-period balance for credit card and other loans was $18.730 billion, representing a year-over-year increase of 5.6% compared to the average balance of $17.598 billion reported for the same period in 2025.
The update includes data on Net Principal Losses and Delinquency Rates. For the month ended August 31, 2026, the Net Principal Loss Rate was 6.40%, a decrease from the 7.57% rate recorded for the month ended August 31, 2025. In terms of delinquencies, the company reported 30 days past due principal balances of $885 million as of August 31, 2026, resulting in a Delinquency Rate of 5.36%.
The filing notes that the information contained in the press release shall not be deemed "filed" for purposes of the Securities Exchange Act of 1934.
