Angel Oak Mortgage REIT, Inc. (the “Company”) filed a Current Report on Form 8-K dated September 25, 2026, announcing an amendment to its loan financing facility. The Company, along with two of its subsidiaries, has extended a loan agreement with a lender identified as “Global Investment Bank 3.” The maturity date for the facility has been pushed back to September 25, 2027.

Under the terms of the amendment, the interest rate pricing spread has been adjusted. The new spread range is from 1.35% to 4.75%. Prior to this change, the spread was set at a range of 1.75% to 4.75%. A copy of the Sixth Amendment to Second Amended and Restated Master Repurchase Agreement is attached to the filing as Exhibit 10.1.

The Company’s principal executive offices are located at 980 Hammond Drive, Suite 200, Atlanta, Georgia 30328.